Category Personal Finance

Nigeria's cost of credit keeps rising as the MPR holds at 26.5%. Here's why borrowers are choosing cheaper capital over debt.

I have spent this year back and forth with my stockbroker, refreshing the NGX Pulse app every other day. What I am essentially looking for in the stock market are the best dividend stocks on NGX. As you might be…

In order to navigate through the financial market in the local environment, one must appreciate the role played by FGN Savings Bonds in ensuring that one’s money is kept safe from continuous threats posed by inflation. In today’s Nigeria, for…

Mutual Funds vs Fixed Deposits: Which one is better? Every week, I receive the exact same query posed by individuals within my networks who aim to safeguard their monetary savings against the effects of the inflationary era in which we…

I can assure you that utilizing the best budgeting apps for Nigerians in 2026 is no longer a hobby reserved exclusively for tech-savvy individuals. Rather, it is a pure necessity and an effective economic safeguard against asking yourself where your…

Taking into account your bank statement and trying to understand how you can build wealth with ₦50000 monthly income per month in this economic climate is like walking uphill while carrying weights on your legs. In light of the current…

Finding smart investment options for young Nigerians is my absolute obsession because our economic terrain is shifting rapidly under our feet. Let us cut through the noise together. Growing up in a climate where inflation constantly eats away at savings…

How to save money effectively in Nigeria in 2026 is the burning question we are seeing in our inbox every single morning. At Victoria Index, we recognize that the economic landscape of 2026 is vastly different from the chaos of…